LOS Platform Directory

ABLE Platform

ABLE / RnDPoint · Tallinn,

Small-to-mid banks and digital lenders that want a highly configurable, modular LOS with sophisticated decision engine and source-code access for licensees

Abrigo

Abrigo · Austin, TX

Community banks under $10B that need integrated commercial loan origination with credit risk analytics and BSA/AML compliance

Aloan

Aloan Inc. · Houston, TX

Community and regional banks, credit unions, and CDFIs that want AI-native commercial loan origination: spreading, risk detection, and credit memos with a full source-document audit trail, whether as a standalone LOS or layered on the system they already run

Arive

Wizni, Inc. · San Ramon, CA

Brokers who want LOS, POS, product & pricing engine, and lender marketplace all in one integrated platform

Institutions whose problem is the borrower-facing journey and channel experience rather than the credit engine behind it

Baker Hill UN/FY (formerly NextGen)

Baker Hill · Carmel, IN

Community banks and credit unions ($500M–$10B) that want a single SaaS platform spanning commercial, consumer, and SBA lending with built-in analytics

Institutions where SBA 7(a), 504, and Express are a real operating program rather than a side product, and partner or affiliate origination models matter

Blend

Blend Labs, Inc. · Novato, CA

Mid-to-large banks and growing lenders that prioritize borrower experience and want a cloud-native digital lending platform with strong API extensibility

Blue Sage Digital Lending Platform

Blue Sage Solutions · Englewood Cliffs, NJ

Mid-to-large mortgage lenders ($1B+ volume) that need a 100% cloud-native, multi-channel LOS with deep automation and open API architecture

Built

Built Technologies · Nashville, TN

Lenders that want one construction finance layer for draw administration, inspections, payments, and CRE workflow without pretending it is a full bank-wide LOS

BytePro Enterprise

Byte Software · Kirkland, WA

Community banks and mid-size lenders who want Encompass-level capability at a lower price point with more customization control

Calyx Point / Path

Calyx Software · San Jose, CA

Small mortgage brokers and independent loan officers who need an affordable, straightforward LOS without enterprise complexity

Coviance

Coviance · West Des Moines, IA

Banks and credit unions that want to automate HELOC and home-equity workflows without forcing every loan through a full mortgage LOS

defi SOLUTIONS

defi SOLUTIONS · Westlake, TX

Auto lenders who need a purpose-built origination and servicing platform for indirect dealer networks and consumer-direct channels

DigiFi

DigiFi, Inc. · New York, NY

Lenders who want an API-first, no-code decision engine with full loan origination capabilities

Loan funds whose hardest recurring problem is CDFI Fund TLR reporting and multi-fund tracking rather than credit analysis depth

Encompass

ICE Mortgage Technology · Pleasanton, CA

Mid-to-large mortgage lenders who need deep compliance automation and a vast partner ecosystem

Finastra Lending (formerly Fusion Lending Suite)

Finastra · London, England

Regional-to-large banks ($5B+) that need a broad commercial credit platform supporting term loans, SBA, equipment finance, CRE, and multi-currency transactions

Finastra Mortgagebot

Finastra · London, England

Community banks and credit unions ($200M–$5B) that need an affordable, proven mortgage LOS with strong compliance and 100+ pre-built vendor integrations

FIS Commercial Loan Origination

FIS (Fidelity National Information Services) · Jacksonville, FL

Mid-to-enterprise banks ($5B+) that need a highly configurable commercial LOS with digital borrower experience, risk analysis, and profitability optimization

Fiserv Originate Loans

Fiserv · Milwaukee, WI

Institutions on Fiserv cores (DNA, Premier, Precision) that want native lending integration without third-party middleware

FlashSpread

BeSmartee · San Juan Capistrano, CA

Lenders that want a specialized, embeddable tool to automate spreading of tax returns and financial statements, used alongside a full LOS or credit platform

Fundingo

CloudMyBiz · Sherman Oaks, CA

CDFIs and other lenders that want a Salesforce-based system spanning origination, underwriting, servicing, and reporting

Fuse

Elsker Inc. · New York, NY

Credit unions ready to replace legacy LOS with an AI-native platform that automates underwriting decisions, document review, and borrower communications — with contractual performance guarantees and flat annual pricing

Hawthorn River

CSI (Computer Services, Inc.) · O'Fallon, MO

Community banks that want one system for all loan types instead of stitching together separate commercial, consumer, and mortgage tools

HES LoanBox

HES FinTech · Vilnius,

Small-to-mid lenders and specialty finance companies that need a modular, configurable lending platform with AI-driven decisioning and a no-code BPM engine

Hitch

Hitch, Inc. · New York, NY

Wholesale and specialty mortgage lenders that want a white-label HELOC and home-equity workflow with broker-facing distribution

Jack Henry LoanVantage

Jack Henry & Associates · Monett, MO

Community and regional banks ($300M–$15B) on Jack Henry cores that want a single, integrated loan origination platform for consumer and commercial lending

Lenders whose construction pain is the draw cycle itself: budget control, inspection turn times, lien risk, and disbursement

LendFoundry

Sigma Infosolutions · Irvine, CA

Startup-to-midsize fintech lenders and alternative lending platforms that need a highly configurable, API-first LOS with 90+ integrations (per LendFoundry) and strong decisioning

LendingPad

LendingPad · McLean, VA

Growing mortgage operations (50–1,000 loans/year) that want a modern, cloud-native LOS with strong multi-user collaboration

LendingWise

LendingWise · Miami, FL

Small-to-mid private and CRE lenders that want an all-in-one CRM + LOS + pricing + servicing platform for fix-and-flip, rental, CRE, and SBA lending

Liquid Logics

Liquid Logics · Lee's Summit, MO

Small-to-mid private lenders that need a comprehensive cloud-based platform covering origination, underwriting, docs, servicing, and investor management with rules and AI features

LoanPro

LoanPro · Farmington, UT

Fintechs and banks that need composable, API-first lending infrastructure spanning origination through servicing

MeridianLink Consumer

MeridianLink, Inc. · Irvine, CA

Banks and credit unions ($100M–$50B) that need a configurable consumer LOS with 1,000+ configuration points, robust decisioning, and broad loan-type coverage across auto, personal, cards, and HELOC

MeridianLink Mortgage

MeridianLink, Inc. · Irvine, CA

Credit unions and community banks that want a streamlined, cloud-native mortgage LOS tightly integrated with MeridianLink's consumer lending and account-opening products

Moody's Lending Suite (formerly CreditLens)

Moody's Analytics · New York, NY

Mid-market and enterprise lenders that want financial spreading and risk rating tied to Moody's proprietary credit models across complex corporate borrower hierarchies

Moody's Lending Suite Origination (formerly Numerated)

Moody's · Boston, MA

Community and regional banks ($500M–$50B) that want to digitize business banking origination with automated data gathering, spreading, scoring, and document preparation

Mortgage Automator

Mortgage Automator · Toronto, ON

Small-to-mid private lenders in the U.S. and Canada that want end-to-end origination and servicing with auto-generated documents, borrower portals, and investor management

Mortgage Cadence

PartnerOne · Denver, CO

Enterprise mortgage lenders needing end-to-end origination with two deployment tiers (Enterprise and Essentials)

nCino

nCino, Inc. · Wilmington, NC

Community and regional banks that want a single platform for commercial, consumer, and mortgage lending with strong CRM integration

Independent equipment lessors that want a modern, Salesforce-native origination system with vendor and borrower portals rather than an enterprise lease platform

Lenders whose difficulty is servicing complexity, including revolving and installment structures on one platform, rather than front-end origination alone

Lessors that need one platform for the full lease and loan lifecycle, from origination through asset management, termination, and remarketing

OpenClose

MeridianLink · West Palm Beach, FL

Small-to-mid depositories and mortgage lenders that want a 100% browser-based, multi-channel mortgage platform combining POS, LOS, PPE, and BI in one system

Origence arc OS

Origence · Irvine, CA

Credit unions of all sizes that want a configurable, credit-union-specific LOS with strong auto lending, consumer decisioning, and Experian PowerCurve integration

Secured finance firms that want equipment, working capital, wholesale, or automotive finance on one cloud platform rather than a separate system per asset class

SBA lenders and LSPs that want the program mechanics automated end to end, from eligibility and packaging through E-Tran submission, closing, and disbursement

The Mortgage Office

Applied Business Software · Huntington Beach, CA

Small-to-mid private and hard money lenders that need integrated origination, servicing, and investor management on a single platform

TurnKey Lender

TurnKey Lender · Austin, TX

Small-to-mid banks and fintech lenders that want AI-powered decisioning automating up to 90% of credit decisions with end-to-end origination, servicing, and collections

Wolters Kluwer ComplianceOne

Wolters Kluwer · Minneapolis, MN

Community banks and credit unions that need a compliance-first lending platform with automated document generation, multi-product loan processing, and deep core banking integration

Zeitro

Zeitro · Cupertino, CA

Solo originators, brokers, and small teams that want an AI-driven mortgage LOS supporting agency, FHA/VA, Non-QM, DSCR, and hard money products

Issuers whose constraint is decision speed and data orchestration at application, particularly in credit card and retail credit programs