LOS Platform Directory
In-depth profiles of 39 loan origination systems — covering features, pricing, pros and cons, and who each platform is best for. Filter by loan type or lender segment to find platforms that match your needs.
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Abrigo
Abrigo · Austin, TX
Community banks under $10B that need integrated commercial loan origination with credit risk analytics and BSA/AML compliance
Baker Hill NextGen
Baker Hill · Carmel, IN
Community banks and credit unions ($500M–$10B) that want a single SaaS platform spanning commercial, consumer, and SBA lending with built-in analytics
Blue Sage Digital Lending Platform
Blue Sage Solutions · Englewood Cliffs, NJ
Mid-to-large mortgage lenders ($1B+ volume) that need a 100% cloud-native, multi-channel LOS with deep automation and open API architecture
Built
Built Technologies · Nashville, TN
Lenders that want one construction finance layer for draw administration, inspections, payments, and CRE workflow without pretending it is a full bank-wide LOS
BytePro Enterprise
Byte Software · Kirkland, WA
Community banks and mid-size lenders who want Encompass-level capability at a lower price point with more customization control
Encompass
ICE Mortgage Technology · Pleasanton, CA
Mid-to-large mortgage lenders who need deep compliance automation and a vast partner ecosystem
Jack Henry LoanVantage
Jack Henry & Associates · Monett, MO
Community and regional banks ($300M–$15B) on Jack Henry cores that want a single, integrated loan origination platform for consumer and commercial lending
MeridianLink Consumer
MeridianLink, Inc. · Costa Mesa, CA
Banks and credit unions ($100M–$50B) that need a configurable consumer LOS with 1,000+ configuration points, robust decisioning, and broad loan-type coverage across auto, personal, cards, and HELOC
MeridianLink Mortgage
MeridianLink, Inc. · Costa Mesa, CA
Credit unions and community banks that want a streamlined, cloud-native mortgage LOS tightly integrated with MeridianLink's consumer lending and account-opening products
nCino
nCino, Inc. · Wilmington, NC
Community and regional banks that want a single platform for commercial, consumer, and mortgage lending with strong CRM integration
Origence arc OS
Origence · Ontario, CA
Credit unions of all sizes that want a configurable, credit-union-specific LOS with strong auto lending, consumer decisioning, and Experian PowerCurve integration
ABLE Platform
ABLE / RnDPoint · Tallinn,
Small-to-mid banks and digital lenders that want a highly configurable, modular LOS with sophisticated decision engine and open-source stack orientation
Arive
Wizni, Inc. · San Ramon, CA
Brokers who want LOS, POS, product & pricing engine, and lender marketplace all in one integrated platform
Blend
Blend Labs, Inc. · San Francisco, CA
Mid-to-large banks and growing lenders that prioritize borrower experience and want a cloud-native digital lending platform with strong API extensibility
Calyx Point / Path
Calyx Software · San Jose, CA
Small mortgage brokers and independent loan officers who need an affordable, straightforward LOS without enterprise complexity
Coviance
Coviance · West Des Moines, IA
Banks and credit unions that want to automate HELOC and home-equity workflows without forcing every loan through a full mortgage LOS
defi SOLUTIONS
defi SOLUTIONS (Warburg Pincus / Bain Capital backed) · Jacksonville, FL
Auto lenders who need a purpose-built origination and servicing platform for indirect dealer networks and consumer-direct channels
DigiFi
DigiFi, Inc. · New York, NY
Lenders who want an API-first, no-code decision engine with full loan origination capabilities
Finastra Fusion Lending Suite
Finastra · London, England
Regional-to-large banks ($5B+) that need a broad commercial credit platform supporting term loans, SBA, equipment finance, CRE, and multi-currency transactions
Finastra Fusion Mortgagebot
Finastra · London, England
Community banks and credit unions ($200M–$5B) that need an affordable, proven mortgage LOS with strong compliance and 100+ pre-built vendor integrations
FIS Commercial Loan Origination
FIS (Fidelity National Information Services) · Jacksonville, FL
Mid-to-enterprise banks ($5B+) that need a highly configurable commercial LOS with digital borrower experience, risk analysis, and profitability optimization
Fiserv Originate Loans
Fiserv · Milwaukee, WI
Institutions on Fiserv cores (DNA, Premier, Precision) that want native lending integration without third-party middleware
Fundingo
CloudMyBiz · Sherman Oaks, CA
CDFIs and other lenders that want a Salesforce-based system spanning origination, underwriting, servicing, and reporting
HES LoanBox
HES FinTech · Vilnius,
Small-to-mid lenders and specialty finance companies that need a modular, configurable lending platform with AI-driven decisioning and a no-code BPM engine
Hitch
Hitch Equity · Austin, TX
Wholesale and specialty mortgage lenders that want a white-label HELOC and home-equity workflow with broker-facing distribution
LendFoundry
LendFoundry · San Jose, CA
Startup-to-midsize fintech lenders and alternative lending platforms that need a highly configurable, API-first LOS with 80+ data integrations and strong decisioning
LendingPad
LendingPad · McLean, VA
Growing mortgage operations (50–1,000 loans/year) that want a modern, cloud-native LOS with strong multi-user collaboration
LendingWise
LendingWise · Miami, FL
Small-to-mid private and CRE lenders that want an all-in-one CRM + LOS + pricing + servicing platform for fix-and-flip, rental, CRE, and SBA lending
Liquid Logics
Liquid Logics · Austin, TX
Small-to-mid private lenders that need a comprehensive cloud-based platform covering origination, underwriting, docs, servicing, and investor management with rules and AI features
LoanPro
LoanPro · Farmington, UT
Fintechs and banks that need composable, API-first lending infrastructure spanning origination through servicing
Mortgage Automator
Mortgage Automator · Toronto, ON
Small-to-mid private lenders in the U.S. and Canada that want end-to-end origination and servicing with auto-generated documents, borrower portals, and investor management
Mortgage Cadence
PartnerOne (formerly Accenture Mortgage Cadence) · Denver, CO
Enterprise mortgage lenders needing end-to-end origination with two deployment tiers (Enterprise and Essentials)
Numerated
Moody's · Boston, MA
Community and regional banks ($500M–$50B) that want to digitize business banking origination with automated data gathering, spreading, scoring, and document preparation
OpenClose
MeridianLink (acquired) · West Palm Beach, FL
Small-to-mid depositories and mortgage lenders that want a 100% browser-based, multi-channel mortgage platform combining POS, LOS, PPE, and BI in one system
The Mortgage Office
Applied Business Software · Long Beach, CA
Small-to-mid private and hard money lenders that need integrated origination, servicing, and investor management on a single platform
TurnKey Lender
TurnKey Lender · Singapore,
Small-to-mid banks and fintech lenders that want AI-powered decisioning automating up to 90% of credit decisions with end-to-end origination, servicing, and collections
Wolters Kluwer ComplianceOne
Wolters Kluwer · Minneapolis, MN
Community banks and credit unions that need a compliance-first lending platform with automated document generation, multi-product loan processing, and deep core banking integration
Zeitro
Zeitro · San Francisco, CA
Solo originators, brokers, and small teams that want an AI-driven mortgage LOS supporting agency, FHA/VA, Non-QM, DSCR, and hard money products
Fuse
Elsker Inc. · New York, NY
Credit unions ready to replace legacy LOS with an AI-native platform that automates underwriting decisions, document review, and borrower communications — with contractual performance guarantees and flat annual pricing