LOS Platform Directory

In-depth profiles of 11 loan origination systems — covering features, pricing, pros and cons, and who each platform is best for. Filter by loan type to find platforms that match your lending mix.

Major Platforms

Encompass

ICE Mortgage Technology · Pleasanton, CA

Mid-to-large mortgage lenders who need deep compliance automation and a vast partner ecosystem

Mortgage
cloud / hybrid · 3,000+ lenders

BytePro Enterprise

Byte Software · Kirkland, WA

Community banks and mid-size lenders who want Encompass-level capability at a lower price point with more customization control

Mortgage
cloud / self-hosted · 1,000+ mortgage bankers, credit unions, banks, and brokers

nCino

nCino, Inc. · Wilmington, NC

Community and regional banks that want a single platform for commercial, consumer, and mortgage lending with strong CRM integration

CommercialConsumerMortgageSbaSmall business
cloud · 1,800+ financial institutions

MeridianLink

MeridianLink, Inc. · Costa Mesa, CA

Credit unions and community banks that prioritize consumer lending speed and digital-first borrower experiences

ConsumerMortgageHome equity
cloud · 1,000+ financial institutions

Abrigo

Abrigo · Austin, TX

Community banks under $10B that need integrated commercial loan origination with credit risk analytics and BSA/AML compliance

CommercialSmall businessSba
cloud · 2,400+ financial institutions (across all products)

Baker Hill NextGen

Baker Hill · Carmel, IN

Community banks and credit unions ($500M–$10B) that want a single SaaS platform spanning commercial, consumer, and SBA lending with built-in analytics

CommercialConsumerSbaSmall business
cloud · Hundreds of community banks and credit unions

Finastra Fusion Mortgagebot

Finastra · London, England

Community banks and credit unions ($200M–$5B) that need an affordable, proven mortgage LOS with strong compliance and 100+ pre-built vendor integrations

MortgageConsumerHome equity
cloud · 1,400+ community banks and credit unions

Fiserv LoanComplete

Fiserv · Milwaukee, WI

Institutions on Fiserv cores (DNA, Premier, Precision) that want native lending integration without third-party middleware

CommercialConsumerMortgage
cloud / hybrid · Not publicly disclosed; Fiserv serves 6,000+ FIs across all products

Calyx Point / Path

Calyx Software · San Jose, CA

Small mortgage brokers and independent loan officers who need an affordable, straightforward LOS without enterprise complexity

Mortgage
cloud / desktop · Thousands of brokers and small lenders

LendingPad

LendingPad · McLean, VA

Growing mortgage operations (50–1,000 loans/year) that want a modern, cloud-native LOS with strong multi-user collaboration

Mortgage
cloud · Not publicly disclosed