Built

Overview

Built started as construction loan administration software, and that is still where it is strongest. The scope is wider now. After acquiring Nativ, Built moved further upstream into CRE deal management, underwriting, asset management, and portfolio reporting for real estate lenders. That makes it more than a draw-management specialist, but it still is not a broad bank-wide LOS in the nCino or Abrigo sense. Built fits best when a lender wants tighter control over construction draws, inspections, lien waivers, payments, and project risk, and also wants the same vendor to cover more of the CRE pipeline and portfolio workflow. Against Land Gorilla, Built now reads broader on CRE lifecycle coverage and Excel-native underwriting workflow. Against Abrigo and nCino, it remains narrower on full-spectrum origination but stronger on the operational mess that shows up after a construction loan is approved.

Key Features

▸ Construction loan administration for lender portfolios
▸ AI Draw Agent for policy-aware draw review and exception flagging
▸ Draw inspections that support lender inspection requirements and funding controls
▸ Draw and budget management across schedules, stakeholders, and project details
▸ Lien waiver management, compliance collection, and digital payments workflows
▸ Deal management for CRE lenders across origination, underwriting, asset management, and portfolio reporting
▸ Built Connect Excel add-in for live deal data, comparables, and document access
▸ Portfolio monitoring for covenants, cash-flow variance, concentration risk, and sponsor exposure
▸ nCino integration that pushes pipeline loans into Built for construction administration
▸ Collaboration across lenders, borrowers, builders, and internal teams

Pricing

What we know about Built pricing:

Built does not publish pricing. Expect quote-based pricing tied to construction volume, module mix across construction administration and deal management, integration depth, and whether you add payments, lien-waiver, or reporting workflows.

Like most enterprise LOS vendors, Built Technologies doesn't publish standard pricing. Quotes are customized based on institution size, loan volume, and module selection. We recommend requesting all-in three-year TCO quotes that include implementation, training, and ongoing fees.

Key Integrations

Publicly documented integrations or connectivity options for Built include the following:

nCinoJack Henry SilverLakeLoan origination systemsCore banking systemsExcel via Built Connect

Ideal Customer Profile

Asset Size: Community bank through regional bank, plus private credit teams with active construction or CRE portfolios
Loan Volume: Recurring residential or commercial construction draws, or enough CRE volume to care about asset-management and portfolio reporting workflow
Staff Size: Construction administration, CRE underwriting, portfolio, inspection, and operations teams that need a shared workflow
Best When: You need to clean up draw administration now and want CRE pipeline, asset-management, and reporting workflows closer to the same data model

Decision Framework

If this sounds like you

Our read

You already originate in nCino, Abrigo, or another LOS

Use Built when the LOS books the loan but construction draws, inspections, waiver tracking, and project risk still spill into spreadsheets. The Nativ-era CRE modules help if you also want asset management and portfolio reporting closer to the same workflow.

You want one vendor for construction administration plus CRE asset management

Shortlist Built if you want draw controls, inspections, covenant monitoring, and portfolio reporting in one real estate finance stack rather than stitching point tools together.

You are deciding between Built and Land Gorilla

Built looks stronger if you want broader CRE lifecycle coverage, Excel-native underwriting workflow, and portfolio reporting beyond draw administration. Land Gorilla deserves the edge if borrower or builder portal flexibility, due diligence services, and inspection options drive the project.

You need a bank-wide LOS replacement

Look first at nCino or Abrigo. Built can complement them, but it is not the cleaner choice if you need consumer, broad commercial, or bank-wide origination in one system.

Pros & Cons

Strengths

✓ Purpose-built for construction lending instead of forcing draw administration into a general LOS
✓ Broader product boundary after Nativ, with CRE deal, asset-management, and reporting workflows in the same stack
✓ The nCino partnership gives banks a clear complement path instead of a rip-and-replace story
✓ Meaningful self-reported footprint, with nearly 300 lenders, 86,000+ active projects, and $100B+ in annual gross construction volume
✓ Fits both depositories and private credit teams that want one real estate finance workflow vendor

Limitations

✗ Not a broad retail, consumer, or full bank commercial LOS
✗ Public pricing is opaque, so buyers need a detailed scope and integration quote
✗ Product overlap is real if you already have LOS, asset-management, or reporting tooling in place
✗ Several AI, scale, and efficiency claims are vendor-reported, which makes reference calls important
✗ If construction exposure is light, a dedicated platform can be more software than you need

Frequently Asked Questions

How much does Built cost?

Built does not publish standard pricing. Buyers should expect custom enterprise quotes based on construction volume, product scope across construction administration and deal management, integration requirements, and whether they need payments, lien-waiver management, or portfolio reporting.

What changed when Built acquired Nativ?

The acquisition pushed Built beyond construction draw administration into CRE deal management, underwriting workflow, asset management, and portfolio reporting. Buyers should evaluate Built against existing LOS, asset-management, and reporting tools, not just against draw software.

Can Built replace a traditional LOS?

Usually no, at least not for a bank or credit union that needs a broad commercial, consumer, or mortgage loan origination system. Built reaches further upstream than it used to, but its cleanest fit is still as a construction and CRE workflow layer that complements a broader LOS and core stack.

When should a lender choose Built instead of stretching nCino or Abrigo?

Choose Built when the pain sits in construction administration and project risk after approval, or when you want CRE asset-management and portfolio reporting workflows closer to the same real estate finance stack. If you mainly need bank-wide origination breadth, nCino or Abrigo is usually the better starting point.

Last updated: May 1, 2026

Looking for AI-powered underwriting that works alongside Built? Aloan integrates with any LOS.

Quick Facts