TheLOSDirectory

LoanPro

Full LOS

LoanPro is an API-first composable lending infrastructure platform serving 600+ lenders managing over 30 million accounts, supporting virtually any credit product with native card network integrations through Visa DPS, Lithic, and Galileo.

Fintechs and banks that need composable, API-first lending infrastructure spanning origination through servicing

BanksCredit UnionsFintechs
Consumer Auto HELOC Credit Cards Commercial Cloud

Quick Facts

Company
LoanPro
Founded
2012
HQ
Farmington, UT
Best Fit
Small to Midsize to Enterprise
Pricing
SaaS subscription (volume-based per-account pricing)
Market
600+ lenders managing 30M+ accounts on the platform
Visit LoanPro →

Overview

LoanPro is an API-first loan management platform serving 600+ lenders managing over 30 million accounts. The platform takes a composable infrastructure approach, providing a modern lending core with origination, servicing, collections, and payments suites that can be adopted individually or as a unified stack. LoanPro supports virtually any credit product — installment loans, credit cards, lines of credit, leases, BNPL, merchant cash advances, construction loans, and custom hybrid programs — with pre-configured templates that let lenders launch new products in approximately four weeks. The platform integrates with 100+ data providers and offers native connections to card networks through Visa DPS, Lithic, and Galileo, making it particularly strong for embedded lending and credit card programs.

Key Features

  • ▸ API-first modern lending core with composable architecture
  • ▸ Origination suite transforming applicants into funded loans
  • ▸ Servicing suite with customer-facing experiences and agent tools
  • ▸ Collections suite with automated hardship programs and strategies
  • ▸ Payments suite for secure loan payment processing
  • ▸ Pre-configured templates for all loan classes
  • ▸ 100+ data provider integrations (credit, fraud, KYC)
  • ▸ Native card network integrations (Visa DPS, Lithic, Galileo)
  • ▸ No-code configurability with no hard-coded constraints
  • ▸ Data migration services for platform transitions

Pricing

What we know about LoanPro pricing:

Custom pricing based on account volume; contact sales for quote

Like most enterprise LOS vendors, LoanPro doesn't publish standard pricing. Quotes are customized based on institution size, loan volume, and module selection. We recommend requesting all-in three-year TCO quotes that include implementation, training, and ongoing fees.

Core Banking Integrations

LoanPro offers pre-built integrations with the following core banking platforms:

Visa DPSLithicGalileo100+ data provider integrations

Ideal Customer Profile

Asset Size
N/A (serves banks, fintechs, and non-bank lenders)
Loan Volume
High-volume or multi-product lending operation
Staff Size
10–200+ staff
Best When
You need composable lending infrastructure that covers origination through servicing and collections, you're building embedded lending or credit card programs, and you have technical resources to leverage the API

Pros & Cons

Strengths

  • ✓ Composable API-first architecture supports virtually any loan class
  • ✓ Massive scale — 600+ lenders and 30M+ accounts on the platform
  • ✓ Full lifecycle coverage from origination through collections and payments
  • ✓ Native card network integrations enable credit card and embedded lending programs
  • ✓ Pre-configured templates accelerate new product launches to ~4 weeks

Limitations

  • ✗ Not purpose-built for U.S. residential mortgage compliance (TRID, HMDA)
  • ✗ Strength is in servicing and lifecycle management — origination UX is secondary
  • ✗ API-first model requires technical resources to fully leverage
  • ✗ Pricing not publicly disclosed and likely premium for smaller lenders
  • ✗ Best suited for lenders with development teams or integration partners

User Reviews & Reputation

Review scores and snippets from third-party sources. Ratings reflect aggregate user reviews and may change over time.

Frequently Asked Questions

How much does LoanPro cost?
LoanPro uses custom volume-based per-account pricing that is not publicly disclosed. Given its enterprise capabilities and composable architecture, pricing is likely premium for smaller lenders. Institutions should engage LoanPro sales directly for quotes tailored to their specific account volume and product mix.
Does LoanPro integrate with card networks?
Yes. LoanPro offers native connections to card networks through Visa DPS, Lithic, and Galileo, along with 100+ data provider integrations for credit, fraud, and KYC services. This makes it particularly strong for embedded lending and credit card programs that require card network connectivity.
Is LoanPro good for fintechs building embedded lending?
Yes, LoanPro is one of the strongest platforms for fintechs building embedded lending and credit card programs. Its composable API-first architecture, native card network integrations, and pre-configured templates that launch new products in approximately four weeks make it ideal for modern lending product development.
Does LoanPro cover loan servicing and collections?
Yes. LoanPro provides full lifecycle coverage from origination through servicing, collections, and payments in a composable architecture. Its servicing and collections capabilities are actually its core strength, with origination being a more recent addition to what was originally a loan management and servicing platform.

Last updated: April 4, 2026

Looking for AI-powered underwriting that works alongside LoanPro? Aloan integrates with any LOS.