Arive

Overview

Arive is a purpose-built lending platform for independent mortgage brokers that uniquely combines LOS, POS, product and pricing engine (PPE), and a lender marketplace in a single integrated system. Wizni, Inc. took over management of the platform in early 2020, relaunched it that year, and announced the completed acquisition of ARIVE, LLC in January 2021. As of September 2026 Arive reports 25,000+ loan officers, 5,000+ broker, non-delegated and TPP companies, and 200,000+ new applications per month. Arive's core differentiator is eliminating the multi-vendor patchwork that most brokers deal with — instead of paying separately for an LOS, a borrower portal, a pricing engine, and lender submission tools, everything runs on one codebase with shared data. The platform connects to 30+ wholesale lenders including UWM, Rocket Pro, and PennyMac for digital loan submission and real-time status updates, and releases new features every two weeks based on community feedback.

Key Features

▸ Integrated LOS with pipeline management and instant pre-approvals
▸ Built-in POS with branded, mobile-friendly borrower portals
▸ Product and pricing engine with real fees and instant TCA
▸ Lender marketplace with 30+ wholesale lender connections
▸ One-click AUS integration and automated disclosures
▸ Rate alerts and margin management tools
▸ Document storage and configurable collection rules
▸ Processing Edition for contract processors managing multiple brokers
▸ Quarterly mortgage call reporting
▸ Bi-weekly feature release cycle based on community feedback

Pricing

What we know about Arive pricing:

Published at arive.com/pricing as of September 2026: Broker Core originator seat $59.99 per user per month billed monthly or $49.99 billed annually (support seat $24.99 or $19.99); Broker Pro originator seat $79.99 or $69.99 (support seat $39.99 or $34.99); Non-Del originator seat $99.99 (support seat $49.99)

Like most enterprise LOS vendors, Wizni, Inc. doesn't publish standard pricing. Quotes are customized based on institution size, loan volume, and module selection. We recommend requesting all-in three-year TCO quotes that include implementation, training, and ongoing fees.

Key Integrations

Publicly documented integrations or connectivity options for Arive include the following:

UWMRocket ProNewRezPennyMac

Ideal Customer Profile

Asset Size: N/A (primarily independent mortgage brokers)
Loan Volume: 25–500 loans/year per branch
Staff Size: 1–25 origination staff
Best When: You're a mortgage broker or non-delegated correspondent who wants to stop juggling separate LOS, POS, PPE, and lender submission tools and consolidate everything into one platform

Pros & Cons

Strengths

✓ First platform to combine LOS+POS+PPE+lender marketplace in a single system
✓ Massive broker adoption — 25,000+ LOs and 200,000+ monthly applications
✓ Eliminates multi-vendor integration headaches for brokers
✓ Rapid innovation cycle with new features every two weeks
✓ Processing Edition enables contract processors to manage multiple broker clients

Limitations

✗ Mortgage broker-only — not designed for banks, credit unions, or retail lenders
✗ Limited to wholesale/non-delegated correspondent channels
✗ Smaller integration ecosystem compared to Encompass
✗ Relatively new platform (founded 2018) with less long-term track record
✗ Not suitable for institutions needing core banking integration

User Reviews & Reputation

N/A

capterra

N/A

software Advice

Review scores from third-party sources. Ratings reflect aggregate user reviews and may change over time.

Frequently Asked Questions

How much does Arive cost?

Arive publishes its prices. As of September 2026, arive.com/pricing lists the Broker Core originator seat at $59.99 per user per month billed monthly or $49.99 billed annually, the Broker Pro originator seat at $79.99 or $69.99, and the Non-Del originator seat at $99.99. Support seats run from $19.99 to $49.99. For brokers who currently pay separately for LOS, POS, PPE, and lender submission tools, Arive's all-in-one pricing often represents significant savings over the multi-vendor alternative.

Does Arive integrate with wholesale lenders like UWM and Rocket Pro?

Yes. Arive connects to 30+ wholesale lenders including UWM, Rocket Pro, NewRez, and PennyMac for digital loan submission and real-time status updates. This built-in lender marketplace eliminates the need for separate submission portals and provides unified pipeline visibility across all wholesale partners.

Is Arive good for independent mortgage brokers?

Yes, Arive is purpose-built specifically for independent mortgage brokers and non-delegated correspondents. Its combination of LOS, POS, PPE, and lender marketplace in a single platform eliminates the multi-vendor patchwork that most brokers deal with, and its 25,000+ loan officer user base validates its broker-specific design.

Does Arive support retail or bank lending channels?

No. Arive is designed exclusively for the wholesale and non-delegated correspondent channels used by independent mortgage brokers. Banks, credit unions, and retail lenders should evaluate platforms like Encompass, BytePro, or Blue Sage that support retail origination workflows.

Sources for this Arive profile

Arive pricing pagearive.com, read September 30, 2026
Arive homepage statisticsarive.com, read September 30, 2026
Arive press release, LendWize acquires ARIVE, January 2021arive.com, read September 30, 2026
Arive FAQ (ownership)arive.com, read September 30, 2026
Arive wholesale lenders pagearive.com, read September 30, 2026
National Mortgage News, A&D Mortgage to buy Flagstar's former TPO business, January 16, 2025nationalmortgagenews.com, read September 30, 2026

Last updated: September 30, 2026

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