TheLOSDirectory

Arive

Full LOS

Arive is the first mortgage platform to combine LOS, POS, product and pricing engine, and a lender marketplace in one system, serving 25,000+ loan officers across 5,000+ broker firms with 200,000+ monthly applications.

Brokers who want LOS, POS, product & pricing engine, and lender marketplace all in one integrated platform

BrokersMortgage Lenders
Mortgage Cloud

Quick Facts

Company
Wizni, Inc.
Founded
2018
HQ
San Ramon, CA
Best Fit
Solo / 1-Person Shops to Small to Midsize
Pricing
SaaS subscription (per-user monthly)
Market
25,000+ LOs and 5,000+ broker firms; 200,000+ monthly applications
Visit Wizni, Inc. →

Overview

Arive is a purpose-built lending platform for independent mortgage brokers that uniquely combines LOS, POS, product and pricing engine (PPE), and a lender marketplace in a single integrated system. Built by Wizni, Inc. and launched in 2018, the platform has rapidly scaled to over 25,000 loan officers and 5,000+ broker firms processing more than 200,000 new applications per month. Arive's core differentiator is eliminating the multi-vendor patchwork that most brokers deal with — instead of paying separately for an LOS, a borrower portal, a pricing engine, and lender submission tools, everything runs on one codebase with shared data. The platform connects to 30+ wholesale lenders including UWM, Rocket Pro, and PennyMac for digital loan submission and real-time status updates, and releases new features every two weeks based on community feedback.

Key Features

  • ▸ Integrated LOS with pipeline management and instant pre-approvals
  • ▸ Built-in POS with branded, mobile-friendly borrower portals
  • ▸ Product and pricing engine with real fees and instant TCA
  • ▸ Lender marketplace with 30+ wholesale lender connections
  • ▸ One-click AUS integration and automated disclosures
  • ▸ Rate alerts and margin management tools
  • ▸ Document storage and configurable collection rules
  • ▸ Processing Edition for contract processors managing multiple brokers
  • ▸ Quarterly mortgage call reporting
  • ▸ Bi-weekly feature release cycle based on community feedback

Pricing

What we know about Arive pricing:

Estimated $100–$300/user/month; contact sales for volume pricing

Like most enterprise LOS vendors, Wizni, Inc. doesn't publish standard pricing. Quotes are customized based on institution size, loan volume, and module selection. We recommend requesting all-in three-year TCO quotes that include implementation, training, and ongoing fees.

Core Banking Integrations

Arive offers pre-built integrations with the following core banking platforms:

UWMRocket ProNewRezPennyMacFlagstar

Ideal Customer Profile

Asset Size
N/A (primarily independent mortgage brokers)
Loan Volume
25–500 loans/year per branch
Staff Size
1–25 origination staff
Best When
You're a mortgage broker or non-delegated correspondent who wants to stop juggling separate LOS, POS, PPE, and lender submission tools and consolidate everything into one platform

Pros & Cons

Strengths

  • ✓ First platform to combine LOS+POS+PPE+lender marketplace in a single system
  • ✓ Massive broker adoption — 25,000+ LOs and 200,000+ monthly applications
  • ✓ Eliminates multi-vendor integration headaches for brokers
  • ✓ Rapid innovation cycle with new features every two weeks
  • ✓ Processing Edition enables contract processors to manage multiple broker clients

Limitations

  • ✗ Mortgage broker-only — not designed for banks, credit unions, or retail lenders
  • ✗ Limited to wholesale/non-delegated correspondent channels
  • ✗ Smaller integration ecosystem compared to Encompass
  • ✗ Relatively new platform (founded 2018) with less long-term track record
  • ✗ Not suitable for institutions needing core banking integration

User Reviews & Reputation

Review scores and snippets from third-party sources. Ratings reflect aggregate user reviews and may change over time.

Frequently Asked Questions

How much does Arive cost?
Arive pricing is estimated at $100–$300 per user per month, with volume-based pricing available for larger broker firms. For brokers who currently pay separately for LOS, POS, PPE, and lender submission tools, Arive's all-in-one pricing often represents significant savings over the multi-vendor alternative.
Does Arive integrate with wholesale lenders like UWM and Rocket Pro?
Yes. Arive connects to 30+ wholesale lenders including UWM, Rocket Pro, NewRez, PennyMac, and Flagstar for digital loan submission and real-time status updates. This built-in lender marketplace eliminates the need for separate submission portals and provides unified pipeline visibility across all wholesale partners.
Is Arive good for independent mortgage brokers?
Yes, Arive is purpose-built specifically for independent mortgage brokers and non-delegated correspondents. Its combination of LOS, POS, PPE, and lender marketplace in a single platform eliminates the multi-vendor patchwork that most brokers deal with, and its 25,000+ loan officer user base validates its broker-specific design.
Does Arive support retail or bank lending channels?
No. Arive is designed exclusively for the wholesale and non-delegated correspondent channels used by independent mortgage brokers. Banks, credit unions, and retail lenders should evaluate platforms like Encompass, BytePro, or Blue Sage that support retail origination workflows.

Last updated: April 4, 2026

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