LOS Platforms for Community Banks

Abrigo · Austin, TX

Community banks under $10B that need integrated commercial loan origination with credit risk analytics and BSA/AML compliance

Baker Hill · Carmel, IN

Community banks and credit unions ($500M–$10B) that want a single SaaS platform spanning commercial, consumer, and SBA lending with built-in analytics

Blue Sage Solutions · Englewood Cliffs, NJ

Mid-to-large mortgage lenders ($1B+ volume) that need a 100% cloud-native, multi-channel LOS with deep automation and open API architecture

Byte Software · Kirkland, WA

Community banks and mid-size lenders who want Encompass-level capability at a lower price point with more customization control

ICE Mortgage Technology · Pleasanton, CA

Mid-to-large mortgage lenders who need deep compliance automation and a vast partner ecosystem

Jack Henry & Associates · Monett, MO

Community and regional banks ($300M–$15B) on Jack Henry cores that want a single, integrated loan origination platform for consumer and commercial lending

MeridianLink, Inc. · Costa Mesa, CA

Banks and credit unions ($100M–$50B) that need a configurable consumer LOS with 1,000+ configuration points, robust decisioning, and broad loan-type coverage across auto, personal, cards, and HELOC

MeridianLink, Inc. · Costa Mesa, CA

Credit unions and community banks that want a streamlined, cloud-native mortgage LOS tightly integrated with MeridianLink's consumer lending and account-opening products

nCino, Inc. · Wilmington, NC

Community and regional banks that want a single platform for commercial, consumer, and mortgage lending with strong CRM integration

ABLE / RnDPoint · Tallinn,

Small-to-mid banks and digital lenders that want a highly configurable, modular LOS with sophisticated decision engine and open-source stack orientation

Blend Labs, Inc. · San Francisco, CA

Mid-to-large banks and growing lenders that prioritize borrower experience and want a cloud-native digital lending platform with strong API extensibility

defi SOLUTIONS (Warburg Pincus / Bain Capital backed) · Jacksonville, FL

Auto lenders who need a purpose-built origination and servicing platform for indirect dealer networks and consumer-direct channels

DigiFi, Inc. · New York, NY

Lenders who want an API-first, no-code decision engine with full loan origination capabilities

Finastra · London, England

Regional-to-large banks ($5B+) that need a broad commercial credit platform supporting term loans, SBA, equipment finance, CRE, and multi-currency transactions

Finastra · London, England

Community banks and credit unions ($200M–$5B) that need an affordable, proven mortgage LOS with strong compliance and 100+ pre-built vendor integrations

FIS (Fidelity National Information Services) · Jacksonville, FL

Mid-to-enterprise banks ($5B+) that need a highly configurable commercial LOS with digital borrower experience, risk analysis, and profitability optimization

Fiserv · Milwaukee, WI

Institutions on Fiserv cores (DNA, Premier, Precision) that want native lending integration without third-party middleware

HES FinTech · Vilnius,

Small-to-mid lenders and specialty finance companies that need a modular, configurable lending platform with AI-driven decisioning and a no-code BPM engine

LendingPad · McLean, VA

Growing mortgage operations (50–1,000 loans/year) that want a modern, cloud-native LOS with strong multi-user collaboration

LoanPro · Farmington, UT

Fintechs and banks that need composable, API-first lending infrastructure spanning origination through servicing

PartnerOne (formerly Accenture Mortgage Cadence) · Denver, CO

Enterprise mortgage lenders needing end-to-end origination with two deployment tiers (Enterprise and Essentials)

Moody's · Boston, MA

Community and regional banks ($500M–$50B) that want to digitize business banking origination with automated data gathering, spreading, scoring, and document preparation

MeridianLink (acquired) · West Palm Beach, FL

Small-to-mid depositories and mortgage lenders that want a 100% browser-based, multi-channel mortgage platform combining POS, LOS, PPE, and BI in one system

TurnKey Lender · Singapore,

Small-to-mid banks and fintech lenders that want AI-powered decisioning automating up to 90% of credit decisions with end-to-end origination, servicing, and collections

Wolters Kluwer · Minneapolis, MN

Community banks and credit unions that need a compliance-first lending platform with automated document generation, multi-product loan processing, and deep core banking integration

Elsker Inc. · New York, NY

Credit unions ready to replace legacy LOS with an AI-native platform that automates underwriting decisions, document review, and borrower communications — with contractual performance guarantees and flat annual pricing