# Solifi > Independent review of Solifi — product scope, pricing, integrations, pros, cons, and where it fits better than broad LOS suites. Source: https://thelosdirectory.com/platforms/solifi --- S Secured Finance Platform (Equipment, Working Capital, Wholesale, Automotive) Solifi is a cloud secured-finance platform covering equipment, working capital, wholesale, and automotive finance, formed in 2021 from the merger of IDS and White Clarke Group. Secured finance firms that want equipment, working capital, wholesale, or automotive finance on one cloud platform rather than a separate system per asset class BanksPrivate Lenders Equipment Commercial Auto Cloud ### Quick Facts - **Company**: Solifi - **Founded**: 2021 - **HQ**: Minneapolis, MN - **Best Fit**: Midsize to Enterprise - **Pricing**: SaaS subscription - **Market**: Formed in 2021 from the merger of IDS and White Clarke Group, two established secured-finance software vendors [Visit Solifi](https://www.solifi.com/) ## Overview Solifi was created in 2021 when IDS, a US asset finance vendor backed by Thoma Bravo, merged with White Clarke Group, a UK automotive finance vendor backed by Five Arrows. It is co-headquartered in Minneapolis and Milton Keynes, with offices in Australia, Singapore, and India. The result is unusual in this market: a single cloud platform spanning equipment finance, working capital, wholesale, and automotive finance, where most competitors go deep on one of those. Solifi markets this as an Open Finance Platform and has pushed the secured-finance market toward true SaaS rather than hosted legacy software. The breadth is the reason to look and also the caution: a lender that only writes equipment leases may find a single-domain specialist sharper, and the multinational footprint means a domestic community bank is a small account relative to the customers the platform is shaped around. ## Key Features - Equipment finance origination and portfolio management - Working capital and asset-based lending support - Wholesale and floorplan finance - Automotive finance origination, inherited from White Clarke Group - Cloud-delivered SaaS rather than hosted legacy software - Multi-jurisdiction support across US, UK, Europe, and Asia-Pacific ## Pricing What we know about Solifi pricing: Solifi does not publish pricing. Expect subscription quotes scaled to asset class, portfolio size, and which products in the Open Finance Platform you license. Like most enterprise LOS vendors, Solifi doesn't publish standard pricing. Quotes are customized based on institution size, loan volume, and module selection. We recommend requesting all-in three-year TCO quotes that include implementation, training, and ongoing fees. ## Key Integrations Publicly documented integrations or connectivity options for Solifi include the following: Core banking systemsGeneral ledger systemsCredit bureaus ## Ideal Customer Profile - **Asset Size**: Mid-size to large secured finance firms and bank finance subsidiaries - **Loan Volume**: Sustained volume in one or more of equipment, working capital, wholesale, or automotive finance - **Staff Size**: Dedicated asset finance operations and IT teams - **Best When**: You write more than one secured-finance asset class and want to stop running a separate system for each ## Pros & Cons ### Strengths - ✓ Covers several secured-finance asset classes on one platform, which few competitors do - ✓ Genuine SaaS delivery in a market where hosted legacy software is still common - ✓ Backed by the combined product depth of two established vendors ### Limitations - ✗ Breadth over depth: a single-asset-class specialist may go further on that one domain - ✗ Global enterprise orientation makes it a heavy fit for a community bank's equipment line - ✗ No published pricing, and post-merger product consolidation is still visible in places ## Frequently Asked Questions What did Solifi used to be called? Solifi is the 2021 combination of IDS, a US asset finance software vendor, and White Clarke Group, a UK automotive finance vendor. Both names still surface in older documentation and reviews. Is Solifi only for equipment finance? No. Equipment finance is one of four domains, alongside working capital, wholesale, and automotive finance. That multi-asset coverage on a single platform is the main thing that distinguishes it from single-domain competitors. Last updated: August 9, 2026 See something inaccurate? [Suggest a correction](https://thelosdirectory.com/contact?type=correction&platform=solifi) --- The LOS Directory — independent reviews and comparisons of loan origination systems. - Site index: https://thelosdirectory.com/llms.txt - Full text of every page: https://thelosdirectory.com/llms-full.txt - Sitemap: https://thelosdirectory.com/sitemap-index.xml - Agent instructions: https://thelosdirectory.com/AGENTS.md