# LendingPad vs Arive: Side-by-Side Comparison

> LendingPad vs Arive comparison for 2026. Features, pricing, deployment, and which platform fits your institution best.

Source: https://thelosdirectory.com/compare/auto/lendingpad-vs-arive

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Mortgage LOS Comparison

Two mortgage loan origination systems compared on features, pricing, compliance, and fit for banks, credit unions, and brokers.

## Our Analysis

Mortgage banks and correspondent lenders needing retail flexibility should gravitate toward LendingPad, which serves a wider range of lender types including some depositories. Dedicated wholesale brokers gain more from Arive's integrated lender marketplace and built-in PPE connecting to 30+ wholesale lenders. Priced similarly at $100-$300/user/month, the platforms diverge on channel focus: Arive is exclusively wholesale/non-delegated correspondent; LendingPad supports broader origination channels. LendingPad earns 4.5/5 on G2 and 4.6/5 on Software Advice; Arive lacks public third-party reviews.

## At a Glance

### LendingPad

LendingPad

Full LOS Mortgage

- **HQ**: McLean, VA
- **Founded**: 2015
- **Deployment**: cloud
- **Size Fit**: Small (under $1B assets), Midsize ($1B-$10B assets)
- **Pricing**: Estimated $100–$300/user/month
- **Users**: 300+ lenders, per LendingPad (as of September 2026)
- **Market Share**: Growing share among mid-market mortgage lenders
- **G2 Rating**: 4.7/5 (168 reviews)

[Full LendingPad review](https://thelosdirectory.com/platforms/lendingpad)

### Arive

Wizni, Inc.

Full LOS Mortgage

- **HQ**: San Ramon, CA
- **Founded**: 2018
- **Deployment**: cloud
- **Size Fit**: Solo / 1-person shops, Small (under $1B assets), Midsize ($1B-$10B assets)
- **Pricing**: Published at arive.com/pricing as of September 2026: Broker Core originator seat $59.99 per user per month billed monthly or $49.99 billed annually (support seat $24.99 or $19.99); Broker Pro originator seat $79.99 or $69.99 (support seat $39.99 or $34.99); Non-Del originator seat $99.99 (support seat $49.99)
- **Users**: 25,000+ loan officers and 5,000+ broker, non-delegated and TPP companies, per Arive (as of September 2026)
- **Market Share**: Arive reports 25,000+ loan officers, 5,000+ broker, non-delegated and TPP companies, and 200,000+ new applications per month (as of September 2026)

[Full Arive review](https://thelosdirectory.com/platforms/arive)

## Feature-by-Feature Comparison

| Feature | LendingPad | Arive | Edge |
| --- | --- | --- | --- |
| Loan Types | Mortgage | Mortgage | Tie |
| Deployment | cloud | cloud | Tie |
| Pricing Model | Per-user monthly subscription | SaaS subscription (per-user monthly) | Tie |
| Pricing Range | Estimated $100–$300/user/month | Published at arive.com/pricing as of September 2026: Broker Core originator seat $59.99 per user per month billed monthly or $49.99 billed annually (support seat $24.99 or $19.99); Broker Pro originator seat $79.99 or $69.99 (support seat $39.99 or $34.99); Non-Del originator seat $99.99 (support seat $49.99) | Tie |
| Product Category | Full LOS | Full LOS | Tie |
| Core Integrations | Limited — focused on mortgage industry integrations | UWM, Rocket Pro, NewRez, PennyMac | Arive |
| Best For | Growing mortgage operations (50–1,000 loans/year) that want a modern, cloud-native LOS with strong multi-user collaboration | Brokers who want LOS, POS, product & pricing engine, and lender marketplace all in one integrated platform | Tie |
| Lender Segments | Brokers, Mortgage Banks, Banks, Credit Unions | Brokers, Mortgage Banks | LendingPad |
| Size Fit | Small (under $1B assets), Midsize ($1B-$10B assets) | Solo / 1-person shops, Small (under $1B assets), Midsize ($1B-$10B assets) | Arive |

## Key Differences

- LendingPad targets Brokers, Mortgage Banks, Banks, Credit Unions, whereas Arive focuses on Brokers, Mortgage Banks.
- LendingPad fits Small (under $1B assets) and Midsize ($1B-$10B assets) institutions, while Arive targets Solo / 1-person shops and Small (under $1B assets) and Midsize ($1B-$10B assets) institutions.

### Choose LendingPad if...

- Modern, clean interface — lowest learning curve in the category
- True multi-user collaboration in loan files
- Cloud-native architecture with no legacy technical debt
- Responsive, hands-on customer support (smaller company advantage)

### Choose Arive if...

- First platform to combine LOS+POS+PPE+lender marketplace in a single system
- Massive broker adoption — 25,000+ LOs and 200,000+ monthly applications
- Eliminates multi-vendor integration headaches for brokers
- Rapid innovation cycle with new features every two weeks

## Deep Dive

[LendingPad Full Profile](https://thelosdirectory.com/platforms/lendingpad) [Arive Full Profile](https://thelosdirectory.com/platforms/arive)

## Frequently Asked Questions

Can a mortgage bank use Arive for retail and wholesale?

No. Arive supports only wholesale and non-delegated correspondent channels for independent mortgage brokers. Mortgage banks that also originate through retail channels need LendingPad or another platform supporting multiple origination channels.

Which includes a built-in pricing engine?

Arive includes a product and pricing engine with real fees and instant TCA as a core feature. LendingPad requires integration with a separate third-party pricing engine.

How do third-party review ratings compare?

LendingPad scores 4.5/5 on G2 and 4.6/5 on Software Advice — among the highest-rated mortgage LOS platforms. Arive lacks publicly available third-party reviews for independent validation.

### Not sure which platform is right?

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[Try the LOS Finder](https://thelosdirectory.com/tools/los-finder)

### Related

[LendingPad Full Review](https://thelosdirectory.com/platforms/lendingpad) [Arive Full Review](https://thelosdirectory.com/platforms/arive) [LendingPad Alternatives](https://thelosdirectory.com/alternatives/lendingpad) [Arive Alternatives](https://thelosdirectory.com/alternatives/arive) [All Comparisons](https://thelosdirectory.com/compare) [How to Choose an LOS](https://thelosdirectory.com/guides/how-to-choose)

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